Mario Barrientos

What Is Indexed Universal Life Insurance?

• 11 min read

Indexed universal life (IUL) insurance is a form of permanent life insurance characterized by flexibility for policyholders. With an indexed universal life insurance policy, you can choose your premiums and how much cash value to assign to a fixed-ra...

When You Want To Leave Your Medicare Advantage Plan — But Feel Stuck

• 11 min read

Medicare Advantage plans also may require you to get approval before they cover some services or medications.Why your Medicare premium might jump unexpectedly and what you can do about itAlthough most Medicare Advantage enrollees are in plans with a...

2025 Medicare Advantage Plan Choices are Stable, Following Years of Steady Growth

• 11 min read

In the months leading up to the Medicare annual open enrollment period that runs from October 15th through December 7th, there were questions about how modifications to the payment formula and higher utilization would impact the number of Medicare Ad...

Scammers Can Make The Medicare Enrollment Period Treacherous. Here Are Ways To Protect Yourself

• 11 min read

Hoping to con people into disclosing Social Security numbers or other sensitive information, fraudsters pose as Medicare officials or insurance company employees in phone calls and text messages.This trickery adds to the already stressful experience...

Expect Health Insurance Premiums To Be ‘Highest In Decades’ In 2025

• 11 min read

Open enrollment season is underway, but many workers haven’t yet selected their benefits for next year. When they sit down to do so, they may get an unwelcome surprise: higher costs.Many workers will pay more next year for health insurance and other...

A New Approach To Employer Health Care? Give Workers Money To Buy Their Own Plan

• 11 min read

Open enrollment season is underway, but many workers haven’t yet selected their benefits for next year. When they sit down to do so, they may get an unwelcome surprise: higher costs. Many workers will pay more next year for health insurance and...

How Health Insurance Companies Use AI To Make Consumers Healthier

• 11 min read

Health insurance companies today are using artificial intelligence and machine learning in ways not possible just five years ago to better pinpoint at-risk individuals and to reduce costs."The applicability and opportunity on the insurers side is fan...

Mortgage Protection Insurance: What It Is and When You Might Need It

• 11 min read

The promise of mortgage protection insurance, or MPI, is simple and appealing — when you die, the policy pays off your mortgage, and your loved ones can keep the house. But the reality is more complex. For many people, a term life insurance policy ca...

Life Insurance: Protection For Loved Ones You Leave Behind

• 11 min read

Family risk: life insurance can help them when you’re goneThe two biggest items that people don't want to deal with when it comes to money management are insurance and making a will.Some of the real comments on buying life insurance, made to me durin...

I Asked A Financial Planner Whether I Should Get Life Insurance Or Just Invest The Money Elsewhere

• 11 min read

I found a cheap life insurance provider, but my husband wanted to simply invest the money.I reached out to financial planner Ryan Nelson to find out whether investing is smarter.If I die early, an investment account likely will not have grown enough...

Mario Barrientos

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